Hiring a car on rent is a costly affair. By not considering rental car insurance can be a risky decision. Car insurance saves you from hefty repair costs in the future. Having good car insurance is thus important for every person who uses vehicles for temporary or permanent basis. There are some things that one must know when they are planning for a rental car insurance.
What is the need to buy rental car insurance when you already have a good car insurance policy?
When you come across any disaster in a rented car, then at that time rental car insurance proves to be of great help. This type of insurance saves you from an increase in the existing insurance policy premiums. Rental insurance is the best and reliable way to get effective protection against fees for “damage due to use.”
If any financial damage happens in the rented car, then insurance companies who offer rental car insurance cover the damage cost. If you are looking for a car rental in Los Angeles, then you will be provided with an extensive range of options. From luxury, economy to hybrid cars, according to your requirement you can choose from a vast list of options offered by luxury car rental Los Angeles.
Is having a rental car insurance necessary when you are traveling abroad?
Driving in abroad can also pose a threat as there are some dangerous destinations for driving. So, it is advisable to get car rental insurance from a good company. When you have an effective rental car insurance plan, then it saves you from all kinds of theft and collision. When buying rental car insurance, you should check that your foreign destination is covered under the policy.
Are all types of vehicles covered under rental car insurance?
No, rental car insurance does not offer the best protection for vehicles of all types. Some of the exclusions are trucks, trailers, campers, luxury cars, and motorcycles.
How does a Collision Damage Waiver feature protect driver?
It is a very beneficial feature that one should purchase. While the regular car insurance policy includes coverage against collision for cars on a rental basis, it may not provide reimbursement for all the charges incurred such as loss of use. This is the charge for the money that is lost by the company, while the vehicle is in the shop.
What type of protection is offered by liability insurance?
Coverage provided under liability insurance protects one from the injuries happened in an accident and damage to the property of another person.
How beneficial is to invest in Personal Accident Insurance?
Personal accident insurance covers medical, death, and ambulance benefits for the driver and the passengers who are driving in a rented car. These benefits are already included in health, auto, or life insurance of a person. So, there is no need to buy this additional insurance if you are having any of these three above mentioned insurance product.
Don’t forget to invest in the right car insurance before you hit the road. For protection against all types of collision, expense reimbursement, and 24-hour technical support, rental car insurance is the best way to secure rented vehicle users.